When it comes to picking a credit card, it is important to note that there is no one size fits all. In fact, you should only choose your credit card based on your credit history, your lifestyle, and the kind of rewards that you would like. This article will focus on four top point-earning credit cards and give you a detailed breakdown of the rewards that they provide:

1. Capital One Quicksilver Cash Rewards Credit Card
If you’re looking to get a credit card that not only gives you credit but also comes with tons of other benefits, you may want to check out this one. The Capital One Quicksilver Cash Rewards Credit Card is easily one of the top points-earning credit cards in America. It comes with a $1.5% reward cashback on every purchase and a $200 intro bonus. But what makes it stand out is the fact that it has a $0 annual fee. It also comes with no foreign transaction fees.

2. Blue Cash Everyday ^Ⓡ Card from American Express
When we discuss top point-earning credit cards in America, we just cannot leave this one off the list. The Blue Cash Everyday ^Ⓡ Card by American Express has a wide range of reward rates. They provide a 3% cashback for purchases made at supermarkets up to $6000 per year. They also offer a 2% cashback rate for purchases made at various gas stations and a few select departmental stores as well as 1% cashback on other purchases. This top point-earning credit card also comes with a $300 intro and a $0 annual fee.

3. Discover it ^Ⓡ Cash Back
The Discover it ^Ⓡ Cash Back credit card offers a 5% reward rate on a wide range of purchases. This cashback will come on a quarterly basis and are applicable on purchases at Amazon, grocery stores, gas stations, and even restaurants. They also provide a 1% cashback on all purchases that are automatically transferred to your account. As an intro bonus, they provide a Cashback Match™ feature that allows them to match their bonus based on the purchases that you have made. Also, know that their rewards never expire meaning you can redeem your cashback rewards any time you like and in any amount.

4. Citi ^Ⓡ Double Cash Card
Another top points-earning credit card in America is the Citi ^Ⓡ Double Cash Card. This card comes with a $0 annual fee and a 2% reward rate. How does their rewarding system work? You are first eligible for 1% cash back on every purchase you make. The other 1% reward is earned once you pay off the payments on the purchases. Unfortunately, they have a 3% foreign transaction fee but on the other hand, provide a long-lasting intro APR up to 18 months.